Eighteen

A belated birthday wish to my brother Kimi. He turned 18 yesterday (I did wish him personally alright, I didn't forget!).

Kimi,
Look forward and erase those blots. Times are hard, but it's only easy for the lazy. You'll only be 18 once, enjoy it but keep a level head. Don't do things you will regret a few years down the line, attributing past mistakes to youthfulness is just a way to avert blame. Be the man I know you can be, stay strong and keep rocking!

- Your Broke Banker Brother
(formerly 18 not too long ago.)